@font-face{font-family:Onest;src:url('onest-regular.ttf?v=5d27bd7fe4b7') format('truetype');font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:Onest;src:url('onest-bold.ttf?v=bee38f5b4792') format('truetype');font-weight:600 800;font-style:normal;font-display:swap}
@font-face{font-family:Petrona;src:url('petrona-semibold.ttf?v=a2a8a9b28aef') format('truetype');font-weight:500 800;font-style:normal;font-display:swap}
:root{--navy:#143858;--aqua:#43B9C5;--coral:#E06D5A;--mist:#EEF5F3;--paper:#fff;--ink:#17364b;--muted:#486172;--line:#9acbd0;--focus:#a74432;--max:1240px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:2rem}body{margin:0;background:var(--mist);color:var(--ink);font-family:Onest,Arial,sans-serif;font-size:17px;line-height:1.65}a{color:var(--navy);text-underline-offset:.2em;text-decoration-thickness:1px}a:hover{text-decoration-thickness:2px}a:focus-visible,summary:focus-visible{outline:3px solid var(--focus);outline-offset:5px;border-radius:3px}img{max-width:100%;height:auto}h1,h2,h3,p,ul,ol{margin-top:0}h1,h2,h3{font-family:Petrona,Georgia,serif;font-weight:600;line-height:1.08;letter-spacing:-.035em}h1{font-size:clamp(2.65rem,5.8vw,5.6rem);max-width:13ch;margin-bottom:1.2rem}h2{font-size:clamp(1.8rem,3vw,2.7rem);max-width:23ch;margin-bottom:1.2rem}h3{font-size:1.4rem}p{margin-bottom:1.25rem}p:last-child{margin-bottom:0}ul,ol{padding-left:1.4rem}li{margin-bottom:.55rem}strong{font-weight:700}.wrap{width:min(var(--max),calc(100% - 3rem));margin-inline:auto}.skip{position:absolute;left:1rem;top:-5rem;z-index:20;background:var(--navy);color:white;padding:.8rem 1rem;border-radius:100px}.skip:focus{top:1rem}.site-header{padding:1.15rem 0;border-bottom:1px solid var(--line);background:var(--mist)}.header-row{display:flex;align-items:center;justify-content:space-between;gap:1.5rem}.brand{display:flex;gap:.8rem;align-items:center;text-decoration:none;max-width:20rem;font-size:.85rem;font-weight:700;line-height:1.25;letter-spacing:.035em}.brand img{width:44px;height:44px}.brand span{display:block}.brand small{display:block;font-weight:400;font-size:.7rem;letter-spacing:.14em;margin-top:.25rem}.header-call{font-size:.95rem;white-space:nowrap;text-decoration:none;border:1px solid var(--navy);border-radius:100px;padding:.55rem 1rem}.header-call span{display:block;font-size:.64rem;letter-spacing:.12em;text-transform:uppercase}.site-menu{position:relative;margin-left:auto}.site-menu summary{cursor:pointer;list-style:none;font-size:.86rem;font-weight:700;padding:.6rem .2rem}.site-menu summary::-webkit-details-marker{display:none}.site-menu summary:after{content:' +';font-size:1.2rem}.site-menu[open] summary:after{content:' -'}.site-menu nav{position:absolute;right:0;top:3rem;z-index:10;min-width:260px;background:white;border:1px solid var(--line);border-radius:24px;padding:1.1rem}.site-menu ol{margin:0;padding-left:1.5rem}.site-menu li{padding:.2rem 0}.site-menu a{text-decoration:none;font-size:.88rem}.eyebrow{display:block;color:var(--muted);font-size:.69rem;line-height:1.3;letter-spacing:.17em;font-weight:700;margin-bottom:1.1rem;text-transform:uppercase}.hero{padding:4.4rem 0 3.8rem}.home-hero{display:grid;grid-template-columns:1.03fr 1fr;gap:2.5rem;align-items:center}.hero-copy{position:relative;z-index:1}.lead{font-size:1.13rem;line-height:1.65;max-width:37rem;color:var(--muted)}.hero-note{font-size:.8rem;max-width:34rem;margin-top:1.15rem;color:var(--muted)}.call-pill{display:inline-flex;align-items:center;gap:1rem;background:var(--coral);border:1px solid var(--coral);border-radius:100px;color:#102d44;padding:.8rem 1.25rem;text-decoration:none;font-weight:700;line-height:1.25}.call-pill small{display:block;font-size:.69rem;font-weight:400;margin-top:.25rem}.call-pill .arrow{font-size:1.7rem;font-weight:400}.call-pill:hover{background:#e67b69}.flow-hero{position:relative;min-height:550px;display:grid;place-items:center}.flow-hero img{width:100%;height:100%;max-height:550px;object-fit:contain;opacity:.7}.ring-navigation{position:absolute;inset:0;margin:0;padding:0;list-style:none}.ring-navigation li{position:absolute;width:132px;margin:0}.ring-navigation li:nth-child(1){top:0;left:50%;transform:translateX(-50%)}.ring-navigation li:nth-child(2){top:26%;right:-3%}.ring-navigation li:nth-child(3){bottom:16%;right:-3%}.ring-navigation li:nth-child(4){bottom:-2%;left:50%;transform:translateX(-50%)}.ring-navigation li:nth-child(5){bottom:16%;left:-3%}.ring-navigation li:nth-child(6){top:26%;left:-3%}.ring-navigation a{display:flex;align-items:center;justify-content:center;text-align:center;flex-direction:column;gap:.2rem;min-height:82px;padding:.7rem;background:var(--mist);border:1px solid var(--aqua);border-radius:100px;text-decoration:none;font-size:.79rem;line-height:1.3;font-weight:700}.ring-navigation span{font-size:.58rem;color:var(--muted);letter-spacing:.14em}.ring-center{position:absolute;width:174px;height:174px;border-radius:50%;background:var(--coral);display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;text-decoration:none;color:var(--navy);padding:1.3rem;font-weight:700;line-height:1.3}.ring-center span{font-size:1.6rem;margin-bottom:.4rem}.ring-center small{font-size:.67rem;font-weight:400;margin-top:.5rem}.intro-line{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:1.1rem 0}.intro-line .wrap{display:flex;gap:2rem;justify-content:space-between;font-size:.79rem}.intro-line span{max-width:30rem}.article-hero{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:3rem;align-items:center}.article-hero h1{max-width:17ch;font-size:clamp(2.55rem,5.4vw,4.6rem)}.mini-flow{width:260px;height:260px;position:relative;display:grid;place-items:center;border:1px solid var(--aqua);border-radius:50%;background:repeating-radial-gradient(circle,transparent 0 45px,rgba(67,185,197,.4) 46px 47px,transparent 48px 70px)}.mini-flow:before,.mini-flow:after{content:'';position:absolute;background:var(--aqua);width:12px;height:12px;border-radius:50%}.mini-flow:before{left:21px;top:59px}.mini-flow:after{right:20px;bottom:58px}.mini-flow span{display:grid;place-items:center;text-align:center;width:145px;height:145px;border-radius:50%;background:var(--navy);color:white;font-size:.73rem;letter-spacing:.13em;line-height:1.5;padding:1rem}.crumb{font-size:.75rem;margin-bottom:1.5rem;color:var(--muted)}.crumb a{color:var(--muted)}.article-layout{display:grid;grid-template-columns:210px minmax(0,1fr);gap:4rem;padding:3.8rem 0 2rem}.contents{font-size:.78rem;position:sticky;top:1.5rem;align-self:start}.contents strong{display:block;font-size:.67rem;letter-spacing:.16em;margin-bottom:1rem}.contents ol{list-style:none;padding:0;counter-reset:section}.contents li{border-top:1px solid var(--line);padding:.7rem 0;margin:0;counter-increment:section}.contents a{text-decoration:none;display:flex;gap:.7rem;line-height:1.45}.contents a:before{content:counter(section,decimal-leading-zero);font-size:.65rem;color:var(--muted);padding-top:.13rem}.article-body{max-width:870px}.content-section{padding:0 0 3.5rem;margin-bottom:3rem;border-bottom:1px solid var(--line)}.content-section p{max-width:75ch}.content-section ul{margin:1.5rem 0 0;list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.65rem 1.6rem}.content-section li{position:relative;padding-left:1.3rem;font-size:.92rem;margin:0}.content-section li:before{content:'';position:absolute;left:0;top:.61rem;width:7px;height:7px;border-radius:50%;background:var(--coral)}.section-number{display:inline-grid;place-items:center;width:38px;height:38px;border:1px solid var(--aqua);border-radius:50%;font-size:.68rem;letter-spacing:.04em;margin-bottom:1rem}.home-sections{padding:4rem 0}.home-section{display:grid;grid-template-columns:280px minmax(0,1fr);gap:4rem;border-bottom:1px solid var(--line);padding-bottom:4rem;margin-bottom:4rem}.home-section h2{max-width:13ch}.home-section .section-number{width:58px;height:58px;font-size:.9rem}.home-section .section-text{max-width:820px}.home-section ul{margin-top:1.4rem;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.7rem 1.5rem;list-style:none;padding:0}.home-section li{padding-left:1.2rem;position:relative;font-size:.89rem}.home-section li:before{content:'\2192';position:absolute;left:0;color:var(--focus)}.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin:1rem 0 3rem}.guide-card{display:flex;flex-direction:column;gap:.8rem;background:white;border:1px solid var(--line);border-radius:44px;padding:1.6rem;text-decoration:none;min-height:190px}.guide-card strong{font-family:Petrona,Georgia,serif;font-size:1.4rem;line-height:1.15;font-weight:600;letter-spacing:-.02em}.guide-card small{font-size:.79rem;color:var(--muted);line-height:1.5}.guide-card span{font-size:.63rem;letter-spacing:.14em;color:var(--muted)}.guide-card:hover{border-color:var(--navy);background:#f8fbfa}.question-list{margin-bottom:3rem}.question-list details{border-top:1px solid var(--line);padding:1.25rem 0}.question-list details:last-child{border-bottom:1px solid var(--line)}.question-list summary{font-family:Petrona,Georgia,serif;font-size:1.55rem;line-height:1.2;cursor:pointer;padding-right:1rem}.question-list p{margin:1rem 0 0;font-size:.98rem;max-width:70ch}.related{margin:0 0 3rem;padding:1.5rem 0;border-top:1px solid var(--line)}.related-label{font-size:.67rem;font-weight:700;letter-spacing:.16em;display:block;margin-bottom:1rem}.related ul{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:.65rem;margin:0}.related li{margin:0}.related a{display:block;border:1px solid var(--line);border-radius:100px;padding:.5rem .85rem;font-size:.78rem;text-decoration:none;background:white}.call-band{margin:1rem 0 4rem;padding:2.2rem;border:1px solid var(--navy);border-radius:130px;display:flex;align-items:center;justify-content:space-between;gap:2rem;background:white}.call-band strong{font-family:Petrona,Georgia,serif;font-size:1.8rem;line-height:1.2;font-weight:600;max-width:25rem}.call-band .call-pill{flex:none}.source-links{border:1px solid var(--line);border-radius:32px;padding:1.6rem;margin-bottom:2rem}.source-links ul{margin:0;padding-left:1.2rem}.source-links li{font-size:.9rem}.site-footer{background:var(--navy);color:var(--mist);padding:3.4rem 0 2rem}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:3rem}.site-footer a{color:var(--mist)}.footer-brand{font-family:Petrona,Georgia,serif;font-size:1.8rem;line-height:1.1;margin-bottom:1rem;max-width:14ch}.footer-disclosure{font-size:.82rem;line-height:1.7;max-width:55rem;color:#d6e8eb}.footer-links{list-style:none;padding:0;font-size:.8rem}.footer-links li{margin-bottom:.55rem}.footer-label{font-size:.65rem;letter-spacing:.17em;font-weight:700;display:block;margin-bottom:1rem;color:#a5d8de}.footer-bottom{border-top:1px solid #507186;margin-top:2rem;padding-top:1.2rem;display:flex;justify-content:space-between;gap:2rem;font-size:.67rem;color:#c3d8df}.mobile-call{display:none}.not-found{min-height:55vh;display:grid;place-items:center;text-align:center;padding:4rem 1rem}.not-found h1{max-width:18ch;margin-inline:auto}.not-found p{max-width:35rem;margin-inline:auto}@keyframes illuminate{from{opacity:.15}to{opacity:.7}}.flow-hero img{animation:illuminate 1s ease-out both}.print-only{display:none}
.list-label{display:block;font-size:.76rem;letter-spacing:.06em;margin-top:1.5rem;color:var(--navy)}.list-label+ul{margin-top:.6rem}
@media(min-width:1450px){.flow-hero{min-height:590px}.flow-hero img{max-height:590px}}
@media(max-width:1100px){.home-hero{grid-template-columns:1fr 1fr;gap:2rem}.flow-hero{min-height:450px}.ring-navigation li{width:112px}.ring-navigation a{font-size:.69rem;min-height:72px}.ring-center{width:145px;height:145px;font-size:.83rem}.ring-center span{font-size:1.2rem}.article-layout{gap:2.5rem;grid-template-columns:180px minmax(0,1fr)}.home-section{grid-template-columns:220px minmax(0,1fr);gap:2.5rem}.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.call-band{border-radius:48px}}
@media(max-width:780px){.wrap{width:min(100% - 2rem,var(--max))}.site-header{padding:.9rem 0}.header-row{gap:.75rem}.brand{font-size:.73rem;max-width:13rem}.brand img{width:36px;height:36px}.brand small{font-size:.57rem}.header-call{display:none}.site-menu summary{font-size:.73rem}.site-menu nav{right:0;min-width:250px}.hero{padding:2.6rem 0}.home-hero{grid-template-columns:1fr;gap:2rem}.hero h1{font-size:clamp(2.75rem,10vw,4.8rem);max-width:14ch}.lead{font-size:1.03rem}.hero-note{font-size:.75rem}.flow-hero{min-height:0;display:block;padding:1rem 0 0;border-top:1px solid var(--line)}.flow-hero img{display:none}.ring-navigation{position:static;display:grid;grid-template-columns:1fr 1fr;gap:.7rem;counter-reset:flow}.ring-navigation li,.ring-navigation li:nth-child(n){position:static;width:auto;transform:none;counter-increment:flow}.ring-navigation a{min-height:82px;border-radius:30px;text-align:left;align-items:flex-start;font-size:.82rem;padding:.85rem 1rem;position:relative}.ring-navigation a:before{content:counter(flow,decimal-leading-zero);font-size:.59rem;color:var(--muted);letter-spacing:.12em}.ring-navigation span{display:none}.ring-center{position:static;width:auto;height:auto;border-radius:100px;padding:1rem;margin-top:1rem;display:flex;flex-direction:row;gap:1rem;text-align:left;font-size:.85rem}.ring-center span{margin:0}.ring-center small{margin:0;white-space:nowrap}.intro-line .wrap{display:block}.intro-line span{display:block;margin-bottom:.5rem}.intro-line span:last-child{margin:0}.home-sections{padding:2.5rem 0}.home-section{grid-template-columns:1fr;gap:1rem;padding-bottom:2.6rem;margin-bottom:2.6rem}.home-section h2{max-width:20ch;font-size:2.2rem}.home-section .section-number{width:38px;height:38px;font-size:.68rem;margin-bottom:.7rem}.home-section ul,.content-section ul{grid-template-columns:1fr}.article-hero{grid-template-columns:1fr;gap:1.2rem}.article-hero h1{font-size:clamp(2.5rem,9vw,4rem);max-width:17ch}.mini-flow{display:none}.article-layout{display:block;padding:2rem 0 1rem}.contents{position:static;margin-bottom:2.5rem;padding-bottom:1rem;border-bottom:1px solid var(--line)}.contents ol{display:grid;grid-template-columns:1fr 1fr;gap:0 1.1rem}.contents a{font-size:.72rem}.content-section{padding-bottom:2.5rem;margin-bottom:2.5rem}.content-section h2{font-size:2.05rem}.guide-grid{grid-template-columns:1fr 1fr;gap:.7rem}.guide-card{border-radius:30px;padding:1.1rem;min-height:170px}.guide-card strong{font-size:1.2rem}.guide-card small{font-size:.73rem}.call-band{padding:1.5rem;border-radius:34px;flex-direction:column;align-items:flex-start;gap:1.2rem;margin-bottom:2.5rem}.call-band strong{font-size:1.6rem}.footer-grid{grid-template-columns:1fr 1fr;gap:2rem}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{display:block;padding-bottom:4.7rem}.footer-bottom span{display:block;margin-bottom:.5rem}.mobile-call{position:fixed;left:.75rem;right:.75rem;bottom:.65rem;z-index:15;display:flex;align-items:center;justify-content:space-between;gap:.75rem;background:var(--coral);color:var(--navy);border:2px solid var(--navy);border-radius:100px;padding:.7rem 1.1rem;text-decoration:none;line-height:1.2}.mobile-call span{font-size:.7rem;font-weight:700}.mobile-call strong{font-size:1rem;white-space:nowrap}.related a{font-size:.74rem}.question-list summary{font-size:1.4rem}}
@media(max-width:430px){body{font-size:16px}.brand{max-width:12rem}.site-menu summary{max-width:6rem;line-height:1.3}.contents ol{grid-template-columns:1fr}.guide-grid{grid-template-columns:1fr}.guide-card{min-height:0}.call-pill{font-size:.86rem;padding:.8rem 1rem}.ring-center{gap:.6rem}.ring-center small{font-size:.63rem}.home-section h2{font-size:2rem}.content-section h2{font-size:1.9rem}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.flow-hero img{opacity:.7}}
@media print{.site-header,.contents,.mobile-call,.call-band,.site-footer,.flow-hero,.mini-flow{display:none}.wrap{width:100%}.article-layout,.home-section{display:block}.hero{padding:0}.content-section{break-inside:avoid}body{background:white;color:black;font-size:11pt}a{color:black}.print-only{display:block}}